Lending Lab Blog

A simple guide to lending, property and mortgage broking

What the Latest Federal Budget Means for Property Investors: Negative Gearing & Capital Gains Tax Reforms Explained

What the Latest Federal Budget Means for Property Investors: Negative Gearing & Capital Gains Tax Reforms Explained

Published on: 27/05/2026

The Budget has delivered major tax reforms for property investors. This post unpacks the new rules for negative gearing and CGT and highlights the practical implications for both new and existing investors.

Home Loans
How to Prepare for a Home Loan Application: A Borrower’s Guide

How to Prepare for a Home Loan Application: A Borrower’s Guide

Published on: 27/05/2026

Preparing for a home loan doesn’t have to feel overwhelming. With a little organisation and the right guidance, you can put yourself in a strong position long before you apply.

Home Loans
Is It Time to Consider Fixing Your Home Loan Rate?

Is It Time to Consider Fixing Your Home Loan Rate?

Published on: 30/01/2026

Australia's economic landscape is shifting again, with inflation edging higher putting pressure on the reverse bank to increase interest rates. For homeowners this raises an important question - is it the right time to lock in a fixed ratte?

Home Loans
How to Qualify for a Home Loan When You’re Self‑Employed

How to Qualify for a Home Loan When You’re Self‑Employed

Published on: 12/01/2026

Securing a home loan as a self‑employed borrower is easier than most people think. This article explores the various ways you can qualify, even if your tax returns aren’t ready or your income structure is more complicated.

Home Loans